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Public housing is a huge failure: less than 250 homes have been built in the last year

·             The great failure of public housing in Spain: only 244 homes were built last year The homes are part of the State Housing Plan 2022-2025.They are distributed in seven autonomous communities.The public housing stock in Spain represents only 2% of the total housing.By Lorena ToríoSource: El...

The Euribor and mortgages: Opportunities with the drop in interest rates

·             The Euribor, the main benchmark for mortgages, continues to decline following the latest rate cuts by the European Central Bank (ECB). It is currently at around 2.7%, and experts expect it to continue to fall, with a possible floor at the end of 2025. This trend...

The housing crisis in Spain: An analysis by the Bank of Spain

The Bank of Spain has recently published a report in which it redefines the housing crisis in Spain, highlighting that, although demand remains high, the deficit of new homes is not as acute as initially expected. Currently, around 100,000 homes are built annually, which, according to the Bank, is...

The real estate market in Europe: trends and challenges

·          The housing market in Europe has experienced remarkable dynamism since the pandemic, although monetary adjustments between 2021 and 2022 slowed the pace of growth in some areas. Despite this, sales remain significant, and prices have continued to rise due to a shortage of supply....

Mortgage lending is recovering and will return to zero-rate levels this year

·              · More than 400,000 transactions will be exceeded in 2024, similar to the figures for 2020 and 2021 • Author: Lucía Gómez Source: El Economista 08/23/2024 The number of mortgages is recovering and will return this year to the levels of transactions of the years...

The Treasury clarifies taxation when an inheritance is renounced

·                        Taxes differentiate depending on whether the assets have been accepted first or not Author: Eva Díaz Source: El Economista 09/05/2024 The General Directorate of Taxes (DGT), the governing body of the Ministry of Finance, clarifies the taxation...

A new housing investment boom is coming and the triple rent formula is growing

·               ·        It consists of renting the house, living in another apartment for rent and buying a third property • The Euribor resumes its falls in October and marks new annual lows of over 2.7% • Is it a good time to buy a home?  ...

House prices break all records in summer with 13 capitals increasing by double digits

·               Buying a house means an outlay of 2,176 euros per square metre • San Sebastián is the most expensive city in the country, with an average of 5,533 euros Author: Lorena Torío Source: El Economista 09/03/2024 The price of second-hand housing continues to rise and...

Two Supreme Court rulings force the State to return the capital gains for taxing losses

·        The taxpayer will have to pay 89,000 euros to two companies that sold for less than the purchase value Author: Eva Díaz Source: Editorial 3/10/2024 Two new Supreme Court rulings activate the State’s patrimonial responsibility and force it to return to two companies what was paid for the...

Market fears continue to push the Euribor lower: it has recorded its biggest daily drop in 20 months

August shatters the record lows set by the Euribor in July • Expectations of rate cuts by the central bank have widened • With the change in forecasts, the indicator will close 2024 below 3% Author: Carlota G. Velloso Source: El economist 08/06/2024 The summer is being positive for...

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