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Are you a property owner? Get ready for the energy reform that could cost you up to 20,000 Euros

·        English:Date: November 20, 2024If you are a homeowner, pay attention: the new European regulations on energy efficiency could mean a considerable investment. Estimated costs range from 10,000 to 20,000 euros, and the objective is clear: reduce energy consumption and improve the efficiency of older homes.What...

Euribor Threatens to Break the 2.5% Barrier: What Does It Mean for Mortgages?

·        Date: November 25, 2024 The Euribor, the benchmark index for most variable mortgages in Europe, is showing a downward trend that could mean significant relief for millions of mortgage holders. On November 25, 2024, the daily Euribor registered a new annual low at 2.416%, coming...

The Housing Loop: Falling Rates and Rising Prices Complicate 2025

·        21-11-24Housing remains one of the biggest challenges for families in Spain. Although the drop in interest rates promised to facilitate access to the real estate market, the outlook for 2025 is not as encouraging as expected. The combination of rising prices and stagnant family incomes...

Housing: What to expect in 2025 with interest rates and prices?

·         20-11-24Housing remains a crucial issue in Spain, and the outlook does not seem to improve much. Although interest rates have fallen, buying a home in 2025 will be more challenging. Here’s why.Lower rates, but higher pricesThis year, the Euribor and mortgages have given families a...

The Treasury Clarifies How the Purchase of ‘Occupied’ Homes is Taxed: Everything You Need to Knowr

·         21-11-24Buying a squatted home can be attractive due to the initial savings, as these properties are usually sold between 30% and 50% cheaper than their market value. However, when we talk about taxes, things change, and there are not always tax advantages. The Treasury has...

Buying vs.Canada shows the way: how to solve Spain’s housing crisis in record time

·         25-11-2024Canada has become an example to follow in the fight against the housing crisis, showing that building thousands of houses in a few months is possible if the right policies are prioritized. In a global context where demand far exceeds supply, this country has implemented...

Buying vs. Renting: What do Spaniards prefer in the 2024 real estate market?

·         20-11-24The real estate market remains a hot topic in Spain, and the most recent data confirms this: 48% of Spaniards looking for a home prefer to buy, compared to 42% who choose to rent. With 2025 on the horizon marked by possible record sales thanks...

Goodbye to ‘Golden Visas’: Congress approves their elimination

·         14-11-24After years of debate, the Congress of Deputies has given the green light to the bill that eliminates the famous ‘Golden Visa’, those visas that allowed non-European citizens to obtain residency in Spain in exchange for million-dollar investments. This change marks the end of a...

No signs of a bubble in the real estate market, according to the Bank of Spain

·        The Bank of Spain’s recent analysis indicates that, although house prices have risen considerably, there are no signs of a real estate bubble like the one in 2008. Currently, the value of housing, when adjusted for inflation, is approximately 25% below the levels of overvaluation prior to the...

New garbage tax in Spain will increase the cost for households from April 2025

·         It will be mandatory in all municipalities in the country.The increase in tax pressure will affect all citizens, experts warn.Legal disputes and possible refunds are anticipated.Starting in April 2025, all Spanish municipalities will have to apply a new garbage tax, as established by the law on waste and...

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